Thursday, October 28, 2010

how to pay a Dutch Student loan from USA?

how to pay a Dutch Student loan from USA?
Hi, I have a student loan in the Netherlands but live in the USA. My US bank charges me always $45 to transfer the money to the Netherlands. I do NOT have anybody to pick up money for me at some bank somewhere... I need to transfer the money directly into the student loan account.
Personal Finance - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Look at your loan papers very carefully. See if you can email them with your question. See if they can accept money via, say, Paypal. See if you can pay with money order. There ought to be an international site that can take your US dollars and generate a money order for you. See what happens if you pay 6 times a year, twice as much each time. Or 4 times a year, three times as much. (My USA loan had no problem with lump sums and skips.)
2 :
Then have your bank do a wire transfer to the loan account.
3 :
U have to find another bank. U have to find a bank that transfer the money directly to your Netherlands bank. A bank transfers money directly or having first passed through correspondent banks. The higher the number of corresponding banks, the higher you pay. So u have to find the banks that do this transfer cheaper :)

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Thursday, October 14, 2010

Is 25 years too old to study in the netherlands?


Is 25 years too old to study in the netherlands?
Hi Am a kenyan lady who has studied in Dubai and now I am looking for a culinary school in the netherlands. I have checked in every site possible to see if my age could be a restriction in getting a student visa in the Netherlands. My husband told me that he suspects the embassy will not give me a visa since am above the student age? Could this be true? Kindly let me know. Thanks!
Netherlands - 3 Answers
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1 :
Why don't you just ask this question to the embassy? Those are the experts, aren't they?
2 :
Age discrimination is against our constitution so I don't think that will be a problem. Find a culinary school worth your wile might just be a problem.
3 :
no problem you can study. am 29 and just finishing. of course enjoy biking, the herring and the canals!!

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Thursday, October 7, 2010

What is the most inexpensive way to transfer money from USA to The Netherlands?


What is the most inexpensive way to transfer money from USA to The Netherlands?
My husband has a student loan in The Netherlands and pays every month $45 transfer fee for international money transfer. Is there a better way to do it? Thank you!!!!
Netherlands - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I think that's more a question for USA banking
2 :
Try to talk with the bank to get the payments less often. If you send a yearly amount the costs will not be much higher but so much less often that you can win a lot on that. The only problem will be that you will have to pay 11/12 earlier than the date you have to, but you might get a reduction in the amount needed to pay if you contact the bank.

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Friday, October 1, 2010

Healthcare for an EU student studying in the Netherlands?

Healthcare for an EU student studying in the Netherlands?
Hi! I am wondering if anyone here can kindly help me with an issue. This fall I'll be beginning my undergraduate degree in the Netherlands. I have lived all my life in the US, but I am a dual citizen in Finland, and I will be studying there technically as a Finnish student. I've never had health insurance in the EU. I've tried contacting the Dutch health care organization but their answer was not helpful. Should I contact Finland or the Netherlands to enroll for health insurance? How should I go about it? I won't be working the Netherlands (at least not at first), but I will be studying there for at least three years. Thanks very much, Todd
Netherlands - 1 Answers
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1 :
You need to have health insurance in the Netherlands and if you read this then it explains it clearly http://www.nuffic.nl/international-students/how-to-prepare/insurance/health-insurance Option 2 is not applicable for you because whilst you hold a Finnish passport, you have not been resident in FInland and therefore are not already insured and thus cannot make use of the EHIC card system as far as I am aware (and in any case it would mean making payments to a Finnish insurance company anyway) So you will need to take out insurance and as it states in the article maybe it's a good idea to seek advice from your university in NL, and/or check the two listed in the article for international students You say you have contacted the "Dutch health care organisation" - but whom did you contact? The SVB is the place you have to contact http://www.svb.nl/int/en/algemeen/contact/index.jsp and they are normally good at responding in a timely manner in my experience (I worked as a student advisor for foreign students and had to refer to the SVB several times for questions like this)

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